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Showing posts with the label debt free

2015

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Spent the new year at home. Didn't even remembered tat at the strike of 12, it will b a new year. Hub is having his worst ever fever.  Some post from IG tat's worth sharing. Indeed 2014 has taught me the most valuable life lesson tat no one in the right frame of mind wld like to learn, go thru it and stands up and walk straight from it all.  I am fortunate to have a loving, no barrier, no judgemental family and undeniably awesomest husband. If nt i doubt i can b on my 2 feet, walk straight with heads up today.  Money either makes u or breaks u. It has done both to me. Physically, mentally and emotionally drained me.  But i'm glad it happen else i won't wake up from tis fantasies. Back to reality, i felt more alive, more controlled. In sya Allah. Never wld i imagine tat i wld b walking the path of 'debt-free'.  Alhamdulilah for 2014.  In sya Allah for 2015.  Aamin! Aamin! Aamin! 

39

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Today ... I am blessed to have a charming husband who loves me indeed i'm pretty sure, 2 4-legged noty 'meow' named Kiki and Koko, a supportive family, an understanding supportive colleagues n bosses at work and a beautiful home full of love and memories. On tis day i will always look back as how life over the past mths have been. Tat's the thing when ur birth mth is end of the yr. Things have been rough but i'm glad and i'm blessed to still have my husband supporting me and loving me despite my shortcomings with my debt problems and my woman health issues. I can never ask for a better husband cos he is the best that Allah has granted to me.  Watching 'Baby Mama' now showing on Channel 5, makes me wonder who doesn't yearn for their own baby. With my repeated woman health issues, only Allah knows what he has plan for me. But all i hope for is my husband understand my situation. Alhamdulilah for now he does.  I am still on my losing we...

My blog is updated

Finally since i move to blog  http://jusmoi.blogspot.sg/2012/09/time-to-move-on.html  ... only today 11/26/14 i finally managed to clean up and update my blog. Those photos that was previously in Multiply album i managed to download and save them; there may be duplicate somewhere ... but i guess no harm done lah except that it's taking my harddisk space and my external harddisk space is screaming for space ... hehehehe i will update my life going every now and then as i see fit. (anyway no one reads my blog hahahaha) but if there are ... Thank you. Do drop me a comment or just say 'Hi' at least i knew there are humans out there reading this blog. hehehe Holiday / Travel Few things i notice while cleaning up my blog, we never get to go Australia which we plan since 2005 and again on 2011 ( http://jusmoi.blogspot.sg/2011/02/australia-we-coming.html ) Nor do we get to go Fraser Hill which we also plan since 2005 and again talk tot abt it in 2011 ( http://jusmoi.blogspo...

Friends

Friends indeed. Reading my past entry  http://jusmoi.blogspot.sg/2008/12/was-fren.html  ... guess i need to update that as years goes by ... the same person whom we trusted and think she is a fren, may no longer be. PEOPLE CHANGE. and Alhamdulilah for me and Hasnidah, we become better people who aims to serve our family well, ignore frens whom are plastic, pretentious, two-headed ... personally that is how i felt. A fren whom used to have empathy to my situation, but i guess she has been "cucuk" ... and she demanded for me to pay her debt. Well she has every right to ask for it, but i tot she have more empathy and understanding. it's the tone that she use in her sms to demand for her money that hurts. Siti Salha Bte Seedek, i guess you dun see me as a fren but someone who owes you money. no worries lah k ... i will definitely pay you back. Hutang tetap hutang dan wajib di bayar.

Debt-free ... in progress.

While i was cleaning up my blog, realised that i am in debts too way back in 2006. Those debts have been cleared anyway. http://jusmoi.blogspot.sg/2006/02/my-to-do-list-as-of-feb-2006.html This time debts impacted my life greatly. But nevertheless i am moving towards debt free zone ... In Sya Allah ...

Stand up tall ...

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The explaination to Ups & Downs.. #positivemind #keepgoing #nothinglastforever http://t.co/JjpQqEm5A1 — Baihakki Khaizan (@Baihakki06) October 17, 2014 Everything happen for a reason.  "Allah tak akan menguji kamu lebih dari yang kamu mampu." In sya Allah there's a good in all that is happening.  

2 October 2014

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fall apart breaks into pieces everything wipe out The cause of my depression on 16Oct morning.  

Me now ...

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Observing bubbles . pic.twitter.com/YMfY6U8PkA — Cat Porn™ (@CatPornx) October 15, 2014 This is how i am feeling right now ... not sure what i am thinking ...

Cari $$ day ...

2 coach bag 1 coach wallet 3 wristlets 3 watches 2 pawn tickets 2 handphones i wish i can get 1.5K for these ... Then all will be settled with some $$ in hand for my trip ... else i need at least 800 to get by ... on top of that need to spend on season parking for his lorry and the mend the washing machine ... tk kesudahan susah aku ni eh?

ya allah ... ku pohon pada mu ...

for some reasons ... everyone even makhluk yg tk ku nampak tanya apa khabar ku ... trima kasih hanya itu yg mampu ku ucapkan ... i'm fine as it is ... cuma penat.com maybe ... and i'm financially very tight ... doakan agar pintu rezki ku dilapangkan ... bulan baik yg akan tiba ni ... ku pohon kepada mu ya Allah ... kau lapangkan lah pintu rezki ku ... semoga dapat ku berikan yg baik untuk suami ku ... keluarga ku dan diri ku sendiri ... harta duni memang tk ke mana ... tapi perlu untuk kita menampung idup seharian ...

Movie night ...

ohhhh how much i really miss those movie nights we had together. d sms seems a bit weird today. he ask if i had any plans. of course since when do i have plans since the d he STOP picking me up from work. so tonight is like all other nights. NO PLANS. and that's when d ask if we shall go for movies. as usual i got to pick the movie. Eagle Eye was the best bet. http://www.eagleeyemovie.com/ we catch it at our usual movie spot ... Marina. but this time we were shocked!!! the parking cost us $7++ ... mak ooiiii!!! parking price dah naik sehhh ... d paid for the movie. paid for our dinner; BK burgers. paid for the popcorn. and we even went to al azhar @Bt timah to have our drinks before he send me home and he head home. (yeah!! since the day he stop picking me up from work. he too stop spending the night at my car park in his lorry. no matter how tired, he will drive home) sigh! well tonight seems to be normal. d seems to be the same d i knew. while having our drinks, we talk a bit...

An eventful December ...

Looks like the year will end with the best note ever ... last few weeks have been rather packed up with weddings ... one after another ... we finally get a breather this week ... we had new toys to play ... d with his Nokia N73 Music Edition and me replacing my trusted 2-year-old Sony Ericsson K750i for Sony Ericsson K770i   .... and best of all the most special gift from d for my birthday as well as thanking me for being around ... a Sony PSP slim ... "manja lah aku nampak nya ... khusyuk ngan PSP" ... Pssstttt pssstttt ... pada sesiapa yg ade game PSP tu ... ehem ehem ... copy2 leh?? We're leaving Y2007 very soon ... it has been an edventure but yet smooth sail for me ... with a landing myself a stable job ... having great bunch of coligs ard me ... love ones who never tire to love me unconditionally ... Top-of-to-do-list in Y2008 ... Looking forward to Aussie trip and a debt-free ME insyaAllah ... To ALL MY FRIENDS who are reading this ...

my to-do list as of Feb 2006 ...

with me staying put in chass for the next couple of months ... (dun even wish to tink couple of yrs) ... guess it's time to pen down some tots ... my decision factor ... FINANCE ... DEBTS ... with the proposed increase in pay of $2400 w/ $300 allowance ... i would be drawing $2200 at least (not deducting others like phone bills and all that) at least i wld be bringing back abt $2k a mth ... that wld be abt $200 more than past 5 yrs ... better than nothing ... unless someone out thr offers me $2800 and no less ... than it will be in par ... 1. clear my debts ... in total abt $20k-$25k .. say include all charges and all ... if i allocate abt $1k a mth to pay all these ... that will take me abt 25mths to clear ... that's abt 2yrs and 1mth ... once it stabilize ... i want to make sure i pay them on time and not late ... so to avoid any late charges and all ... so i'm determine to settle them within 2yrs max ... UOB $1582.81 (as at 30 dec 2005) DBS VISA (still active) $$1388.26...

resolution ....

RESOLUTION ... which simply means :: "A course of action determined or decided on" ... hmmm Let's ponder ... each year ... when a new year comes ... people would go ard and ask ... "hey what's ur new year resolution huh??" .... aiyoh ... mcm dah basi gitu kan ... and each year ... you will definitely come up with a list of things that you want to do in the coming year ... which simply means ' ur course of actions ' ... lame!!! but again ... some people ... and really these are the people i salute ... really take their resolution seriously ... and they made it ... it becomes what they have set it to become ... congrats mate!!! anyway for me ... entahlah ... makin setahun demi setahun ... lebih teruk dari hari semalam ... nothing seems to come in place for me ... well well ... maybe in an area or two ... but that's like 0.000001% of 365 days ... pathetic ... so i've decided to make it a death wish instead ... or in a nicer term...

new year ...

is it supposed to be a happy occasion?? yeah ... i guess to some ... me? it's just another day ... it comes and it goes ... i'm still me ... the same me ... wish that when all is new ... i'll be a new me ... w/ new brains ... new life ... new heart .. new body ... new face ... pendek kata ... all new lah ... but that's all wishful thinking kan tu?? ok lah ... might as well make some speech lah kan ... since we are going into another whirlpool of 365 days of memories ... (who knows this might be my last entry ke ... hmmm) Here it goes ... 1. to my frens who are travelling and not in singapore and whom might not even be reading this ... but again who cares ... i'm jotting it down still ... i wish you happy happy ... take care ... dun be notty notty ... spend wisely ... enjoy urself to the fullest with whoever you're with ... as long as you enjoy urself ... but ... know ur limits lah ... just be happy ... let ur hair down ... 2. to those who i owe you mo...